Its a well-known adage that getting a foot on the property ladder is an important step in one’s life. And with the current economic crisis now is the perfect time to buy given the abundance of properties at rock bottom prices on the Costa del Sol. Yet one thing that prevents people from taking that crucial first step is the ability to get finance, and in today’s challenging mortgage market it can sometimes be difficult to meet the bank’s rigorous paperwork requirements.

Although a lot people work full time and earn more than enough to cover the mortgage payments, they can be denied finance because they haven’t lived here for long enough or haven’t established a credit history. Otherwise, they may be self-employed or have no official work contract yet easily be able to meet the mortgage repayments. If this applies to you it might be worth taking a look at the range of luxury apartments at La Resina Golf that are offered with self-certified mortgages – a mortgage type that does not require you to prove your earnings and involving less paperwork to boot. La Resina Golf The apartments at La Resina Golf are located on the new Golden Mile, in a quiet oasis between Marbella and Estepona. This peaceful community is roughly opposite the Kempinski Hotel and a two-minute drive from Selwo Wildlife Park. Here, surrounded by nature and close to beaches, you will discover a selection of spacious villas and attractive apartments contained in three-storey buildings. La Resina, which resembles a traditional Andalusian village in its layout, also features its own golf course and beautiful clubhouse. The apartments have been built to a very high standard and include marble floors throughout, fully fitted modern kitchens and bathrooms finished with travertine marble, as well as under-floor heating and air-conditioning. They are sold with an underground parking space and storage room, set in an urbanisation with excellent security and well-tended landscaped gardens with large communal swimming pools. Prices start from 185,000 Euros with annual finance repayments fixed at four per cent over 12 years. For more information call us on Tel: +34 952 799 360, +34 682 777 666 or visit www.altavistaproperty.com